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		<title><![CDATA[Space01 Thoughts RSS]]></title>
		<link>http://www.space01.co.uk</link>
		<description><![CDATA[Space01 Thoughts RSS]]></description>
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		<lastBuildDate>Wed, 3 Apr 2013 08:29:27 GMT</lastBuildDate>
		<copyright>Copyright: (C) Space01</copyright>






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			<title><![CDATA[Simplified Products]]></title>
			<description><![CDATA[ 
	The Treasury has launched a new set of simplified products. Well, it was nearly a launch because there are no actual products yet - quite a significant missing ingredient - as you will probably agree. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=44</link>
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			<pubDate>Wed, 3 Apr 2013 08:26:00 GMT</pubDate>
						<category><![CDATA[protection]]></category>
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			<title><![CDATA[Tales of the unexpected in the protection market]]></title>
			<description><![CDATA[ 
	Is the protection market developing in unexpected ways? G-day has hogged all the headlines, which is understandable and it is true that some lessons need to be learned about communication between providers, advisers and customers. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=43</link>
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			<pubDate>Tue, 19 Mar 2013 14:27:13 GMT</pubDate>
						<category><![CDATA[protection]]></category>
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			<title><![CDATA[Towards the self-defining client and customer]]></title>
			<description><![CDATA[ 
	So finally the RDR has stopped being a big industry debate with all the risk of navel gazing that entails. Instead it has become something of relevance to the UK investor and savers. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=42</link>
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			<pubDate>Fri, 11 Jan 2013 08:51:29 GMT</pubDate>
						<category><![CDATA[rdr]]></category>
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			<title><![CDATA[T'is the season to be busy...]]></title>
			<description><![CDATA[ 
	This is going to be an unusually busy December for financial services professionals. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=41</link>
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			<pubDate>Thu, 13 Dec 2012 08:44:53 GMT</pubDate>
						<category><![CDATA[marketing]]></category>
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			<title><![CDATA[Consultancies such as Space01 thrive on change...]]></title>
			<description><![CDATA[ 
	but the last minute threat to consultancy charging is one change that is completely wrong-headed. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=40</link>
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			<pubDate>Wed, 28 Nov 2012 09:56:19 GMT</pubDate>
						<category><![CDATA[rdr]]></category>
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		<item>
			<title><![CDATA[So many things to think about!]]></title>
			<description><![CDATA[ 
	The next few months may prove to be just about the most tumultuous in the history of retail financial services and protection insurance is certainly not immune from the turmoil. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=39</link>
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			<pubDate>Thu, 13 Sep 2012 15:41:49 GMT</pubDate>
						<category><![CDATA[protection]]></category>
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			<title><![CDATA[Auto-Enrolment conundrums]]></title>
			<description><![CDATA[ 
	By the end of this year, the ten largest UK employers will have been operating under the new auto-enrolment pension rules for roughly one business quarter. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=38</link>
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			<pubDate>Wed, 22 Aug 2012 10:26:33 GMT</pubDate>
						<category><![CDATA[pensions]]></category>
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			<title><![CDATA[So you think you’ve got 2012 sorted?!]]></title>
			<description><![CDATA[ 
	The one thing we can be sure about as we approach the RDR deadline in the next few months is that there is going to be an argument about just how many advisers have left the industry as a result. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=37</link>
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			<pubDate>Tue, 14 Aug 2012 12:54:18 GMT</pubDate>
						<category><![CDATA[rdr]]></category>
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			<title><![CDATA[Auto-enrolment’s optimists and pessimists]]></title>
			<description><![CDATA[ 
	  Our discussions with advisers reveal roughly two camps when it comes to auto-enrolment. Some see the reform as fertile ground that will give them a reason to talk to their business owner clients.    
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=36</link>
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			<pubDate>Tue, 12 Jun 2012 14:49:26 GMT</pubDate>
						<category><![CDATA[retirement]]></category>
						<category><![CDATA[pensions]]></category>
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			<title><![CDATA[Consumers want to make sure their GI covers them]]></title>
			<description><![CDATA[ 
	 We have been doing some work in the general insurance market, and have noticed an interesting trend which could have some read across for protection.  
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=35</link>
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			<pubDate>Thu, 31 May 2012 13:32:30 GMT</pubDate>
						<category><![CDATA[insurance]]></category>
						<category><![CDATA[protection]]></category>
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			<title><![CDATA[Protection churn challenge down under]]></title>
			<description><![CDATA[ 
	Having just returned from Australia, it might be an interesting exercise to compare market practice in their protection market with the UK because the two countries&nbsp;are radically different. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=34</link>
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			<pubDate>Fri, 25 May 2012 15:16:05 GMT</pubDate>
						<category><![CDATA[protection]]></category>
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			<title><![CDATA[11 months to go...]]></title>
			<description><![CDATA[ 
	With 11 months to go until R day, we may be in the midst of the calm before the regulatory storm. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=33</link>
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			<pubDate>Mon, 30 Jan 2012 09:33:56 GMT</pubDate>
						<category><![CDATA[rdr]]></category>
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		<item>
			<title><![CDATA[Life becomes pants all round as Space01 adopts Smalls for All as its official charity]]></title>
			<description><![CDATA[ 
	Space01 today proudly claimed it had launched the &lsquo;most pants website ever&rsquo;. It would be hard to disagree as the charity Smalls for All, on whose behalf the site was launched, has to date collected over 25,000 pairs of knickers and distributed them to women and children in poor countries in sub-Saharan Africa. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=32</link>
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			<pubDate>Wed, 30 Nov 2011 16:28:47 GMT</pubDate>
						<category><![CDATA[charity]]></category>
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			<title><![CDATA[Are some of the mists clearing around the shape of the post-RDR market?]]></title>
			<description><![CDATA[ 
	Certainly many commentators and industry chiefs are suggesting that more IFAs will &lsquo;restrict&rsquo; than had been previously thought.&nbsp;At the sharp end of the market this concurs directly with what Space01&rsquo;s own panel of IFAs has been telling us in our regular research sessions. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=31</link>
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			<pubDate>Tue, 29 Nov 2011 11:30:31 GMT</pubDate>
						<category><![CDATA[rdr]]></category>
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		<item>
			<title><![CDATA[Technology – benefit or acquisition tool?]]></title>
			<description><![CDATA[ 
	Technology never stands still. That means brands have to follow suit. Sometimes it seems you have to innovate simply to stand still. 
]]></description>
			<link>http://www.space01.co.uk/cdd/thoughts/index.php?newsitem_id=30</link>
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			<pubDate>Tue, 1 Nov 2011 15:11:44 GMT</pubDate>
						<category><![CDATA[technology]]></category>
						<category><![CDATA[marketing]]></category>
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