Our thoughts on...

What do you really think of the FAMR?

What do you really think of the FAMR?

A damp squib, a stitch-up for the banks to steal market share, or a blueprint for the next ten years in financial services? The Financial Advice Market Review has certainly divided opinion more starkly than anything since the RDR. That’s why it’s an ideal candidate for the latest Space Money Talks forum. And this time, […]

Challengers versus the High Street banks – David versus Goliath or a different kind of battle?

It seems like a new challenger bank enters the UK banking market just about every other month. The total since 2013 is 16 new banks receiving banking licences and there could be more if you extend the definition to include the likes of TSB. This new competitive environment could very easily be characterised as David […]

Are we sleepwalking into a Robo-Advice nightmare?

Are we sleepwalking into a Robo-Advice nightmare?

In the midst of the current industry debate about the pros and cons of Robo-Advice is there a potential nightmare scenario that hasn’t received the attention it should? Namely, that with Robo-Advice you risk creating a system of automated mis-selling. The ‘classic objection’ to Robo-Advice from many advisers simply states that human interaction is essential […]

The Robo-Advice Interviews: journalist John Lappin puts FS gurus on the spot

The Robo-Advice Interviews: journalist John Lappin puts FS gurus on the spot

Space’s round-table forum, Money Talks, gives the FS industry an opportunity to debate a current industry hot topic. In February, Money Talks addressed the thorny issue of Robo-Advice.  Is it the way forward or is it simply unworkable as the technology currently stands? You can download the full written report here or you watch highlights […]

Agile project management: why User Stories make for faster, more efficient web development

As its name suggests, Agile is the project management methodology that allows a web development team to break the process into small, easy-to-manage chunks that have shorter timescales and tightly-focused, user-orientated objectives.  And at its heart is the concept of User Stories. But first, let’s remind ourselves how a traditional ‘waterfall’ software development workflow – […]

Robo-Advice: still more questions than answers?

Robo-Advice: still more questions than answers?

Nobody wants a discussion panel which agrees about everything, and the professionals and business owners at our Robo-Advice round table didn’t disappoint! So while everyone sees a huge potential benefit through reaching more customers and clients, and in automating parts of the process, not everyone thinks full advice is desirable or even possible. So is […]